Best Practices Compliant

As lenders are responsible for the actions of third party vendors, additional compliance is required for the title insurance industry. We adhere to strict security policies to protect our customer’s personal information. ALTA’s Best Practices were created in response to changing times and roles and we are happy to say that we’re Best Practice Compliant.

*Best Practice Manual available upon request.

Privacy Policy Notice

Your use of and access to the Collazo Title & Closings, P.C. site is expressly conditioned on your acceptance of the following terms and conditions. If you do not or cannot agree with any part of the following terms and conditions, you may not use or access the Collazo Title & Closings, P.C. site. Please note that this privacy policy only applies to the information that we collect via the Collazo Title & Closings, P.C. site.

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed.

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you such as on applications or other forms.
• Information about your transactions we secure from our files, or from [our affiliates or]
• Information we receive from a consumer reporting agency.
• Information that we receive from others involved in your transaction, such as the real

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties as permitted by law.

We also may disclose this information about our customers or former customers to the following types of nonaffiliated companies that perform services on our behalf or with whom we have joint marketing agreements:

• Financial service providers such as companies engaged in banking, consumer finance, securities and insurance.
• Non-financial companies such as envelope stuffers and other fulfillment service

COLLAZO TITLE & CLOSINGS, P.C. DOES NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Links to other Websites
Collazo Title & Closings, P.C. site may contain links to websites that are provided and maintained exclusively by third parties. Websites provided and maintained by third parties are not subject to this privacy policy. Please review the privacy policies on those websites to understand their personal information handling practices. We make no representations concerning the privacy policies of these third-party websites.

Former Customers
Even if you are no longer our customer, our Privacy Policy will continue to apply. We may store such information indefinitely, including the period after which any customer relationship ceased. Such information may be used for an internal purpose, such as quality control efforts, auditing and customer analysis.

Internet Web Sites
Collazo Title & Closings, P.C websites may use “cookies” to improve the level of service to visitors. Cookies are lines of text that are transmitted to a web browser and temporarily stored on the visitor’s hard drive. When the visitor logs out of the website, these cookies are erased. When the visitor returns to the Collazo Title & Closings, P.C. website the cookies will be transmitted again. These cookies do not collect personal identification information and Collazo Title & Closings, P.C. does not combine information collected through cookies with other personal information to determine a visitor’s identity or e-mail address. Browsers can be configured to notify visitors when cookies are about to be received and provide visitors with the option of refusing cookies.

Future Privacy Policy Modifications
Collazo Title & Closings, P.C., in continually trying to improve its services, in the future may expand its capabilities for obtaining information. Collazo Title & Closings, P.C. reserves the right to revise this Privacy Policy Notice from time to time, consistent with all applicable privacy laws.